1 July until 30 December 2023

1. Open to all TH depositors aged 18 and above.
2. Select one digital platform for saving transactions:
   i.  THiJARI
   ii. JomPAY
3. Make a saving with a minimum of RM60 each month through the selected platform during the campaign period.
4. There will be no withdrawals allowed throughout the campaign 

Main Prize Six (6) Umrah packages:

• Please note that the Umrah packages cannot be transferred or exchanged for cash or other items, either in part or in full.
• The Umrah packages do not cover any additional or other related costs
• Winners of the Umrah package prizes will need to directly contact the travel agency (Tabung Haji Travel and Services Sdn Bhd, THTS) for further arrangements regarding the package.

Cash Rewards

• A cash reward of RM60 will be credited to the winner's TH accounts after the campaign period ends, limited to the first 1,980 individuals who qualify.
• Claims for the main prize must be made within 90 DAYS after the winners are announced. Failure to claim the prize within this period will result in its cancellation.

• Each winner is entitled to receive only one prize.
• Winners are required to register their TH account with a valid and current mobile phone number and email address.
• Winners will be announced via TH's official social media channels, and the main prize winner will be contacted by TH via phone call and/or email, followed by an official letter containing the package voucher.
• TH reserves the right to request relevant documents and/or written identification proof for the winner verification process before the prize is officially announced.
• TH reserves the absolute discretion to select an eligible depositor to replace any disqualified winner or for any reason without providing any explanation, both during and after the campaign period.

1. Eligible depositors are advised to read and understand the Terms and Conditions of the Campaign that have been set;
2. Eligible depositors must meet the eligibility criteria and campaign mechanisms. No application form or signature is required to participate in this campaign;
3. Depositors' TH accounts must be active, valid, and/or not frozen by TH for specific reasons, subject to any attachments, court orders, or authorized authorities as permitted by law, until the end of the campaign period before prize delivery. If a winner is found to be disqualified for reasons outlined in the terms and conditions of the campaign, the prize will be revoked, and no payment and/or compensation will be provided.
4. TH is not obliged to provide any reasons and/or explanations for the decision that has been made. No correspondence and/or appeals questioning TH's decision will be entertained.

By participating in this campaign, eligible depositors will agree to the following terms:-

1. Allowing their personal data to be collected, processed, and used by TH and its subsidiaries in accordance with TH's Privacy Notice to the extent necessary for the purposes of this campaign, including marketing and promotional activities. TH will handle and protect the personal data of eligible depositors as a measure to comply with the Personal Data Protection Act 2010;
2. TH will publish and display the names and/or photos of the winners on TH's official social media platforms for the purpose of campaign publicity;
3. Participants agree to and accept TH's final decisions regarding all matters related to this campaign, including the selection of winners and the announcement of prizes through an automated draw system.

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