“AmBank Group” refers to all the Related Corporations and Associate Corporations of the Bank whether incorporated inside or outside Malaysia, existing now or in the future and reference to ‘AmBank Group’ in these terms and conditions herein, shall include all or any entity within AmBank Group.

“AmOnline” means AmBank’s Internet banking services offered by the Bank to its customers to perform banking transactions via the Internet in accordance with the terms and conditions which are available at https://ambank.amonline.com.my/.

“Bank” refers to AmBank (M) Berhad [Registration No.: 19690100016 (8515-D)] or AmBank Islamic Berhad (Registration No.: 199401009897 (295576-U)], both incorporated in Malaysia and having its registered address at Level 22, Bangunan AmBank Group, No. 55, Jalan Raja Chulan, 50200 Kuala Lumpur.

“TH” refers to Lembaga Tabung Haji. Lembaga Tabung Haji (TH) is a statutory body governed by the Tabung Haji Act 1995 (Act 535).

“Campaign” means “Tabung Haji Link & Menang Bersama AmBank Campaign” organised by the Bank in accordance with the terms and conditions as stipulated herein.

“CASA/CASA-i” means Current Account/Savings Accounts and Current Account-i/Savings Account-i maintained with the Bank.

“Eligible Transaction” in Clause 1.2 shows the eligible transfers that must be performed by the Eligible Customers to stand a chance to win the Grand Prize and other Prizes.

Interpretation: Save where the contrary is indicated, any reference in this terms and conditions to:

1. words denoting the singular number shall include the plural number also and vice-versa;
2. words denoting the neuter or masculine gender shall include the feminine gender and the masculine or neuter gender, as the case may be;
3. “Associate Corporations” shall have the same meaning assigned to it under Section 2(1) of the Financial Services Act 2013 and Islamic Financial Service Act 2013, where applicable; and
4. “Related Corporations” shall have the same meaning assigned to it under Section 7 of the Companies Act 2016.

1. Campaign Duration

   The Campaign will commence on 1 November 2023 - 30 April 2024 (both dates are inclusive) (“Campaign Period”) or such other periods as may be determined at the discretion of the Bank with prior notice of at least five (5) calendar days’ (“Prior Notice”) to Eligible Customers (as defined below) before such other period takes effect.

2. Eligible Transactions

   Eligible Customers are required to link their TH account with AmOnline and perform successful transfers to TH or to the Bank to be eligible to win Prizes as stipulated in Clause 1.3 below. Eligible Customers will be charged RM1 for each successful transfer.

3. Campaign Mechanics & Prizes

   The Campaign will consist of two (2) rounds as follows unless otherwise specified: -

   • Round 1: 1 November 2023 – 31 January 2024

     Eligible Customers who perform transfers during Round 1 will earn entries and be in the running to win Prizes as follows:

     Customer Segment	Mechanics	Prize(s)	Entry
     Newly Linked Users	Newly Link TH account to AmOnline & perform a minimum transfer of Ringgit Malaysia Sixty (RM60.00) in a single transaction.	Grand Prize: 2x Umrah Packages First Prize: 1x Thermomix Consolation Prize: 23x RM100 AEON Vouchers	10 Entries per successful transfer
     Existing Users	Perform a minimum transfer of Ringgit Malaysia Sixty (RM60.00) in a single transaction.		2 Entries per successful transfer
     AmBank Staff	Perform a minimum transfer of Ringgit Malaysia Sixty (RM60.00) in a single transaction.	5x RM100 AEON Voucher	2 Entries per successful transfer

     Table 1: Round 1 Campaign Mechanics.

     For the avoidance of doubt, each winner can only win a maximum of one Prize per Eligible Customer during Round 1.

   • Round 2: 1 February 2024 – 30 April 2024

     Eligible Customers who perform transfers during Round 2 will earn entries and be in the running to win Prizes as follows:

     Customer Segment	Mechanics	Prizes	Entry
     Newly Linked Users	Newly Link TH account to AmOnline & perform a minimum transfer of Ringgit Malaysia Sixty (RM60.00) in a single transaction.	Grand Prize: 2x Umrah Packages First Prize: 1x Thermomix Consolation Prize: 23x RM100 AEON Vouchers	10 Entries per successful transfer
     Existing Users	Perform a minimum transfer of Ringgit Malaysia Sixty (RM60.00) in a single transaction.		2 Entries per successful transfer
     AmBank Staff	Perform a minimum transfer of Ringgit Malaysia Sixty (RM60.00) in a single transaction.	4x RM100 AEON Voucher	2 Entries per successful transfer

     Table 2: Round 2 Campaign Mechanics.  

     Entries earned by Eligible Customers during Round 1 of the Campaign will be zeroized once Round 2 begins.

     Eligible Customers who have performed transfers and won a Consolation Prize during Round 1 can still participate and win in Round 2 subject to the condition below.

     For the avoidance of doubt, each Newly Linked User and Existing User can only win either a Grand Prize or First Prize once (i.e. one (1) Umrah package or one (1) Thermomix per Eligible Customer) throughout the Campaign Period.

1. This Campaign is open to:
   
   
   1. all existing and new individual customers who are CASA/CASA-i accountholders of the Bank; and
   2. have a valid Tabung Haji Account;

      (hereinafter referred to as “Eligible Customers”)

2. For the avoidance of doubt, it is hereby agreed that: -
   
   
   1. “Newly Linked Users” are customers who are linking their AmOnline account to their Tabung Haji account for the first time during the Campaign Period.
   2. Eligible Customers who have newly linked their account during Round 1 will be considered as “Existing Users” in Round 2.
   3. “Existing Users” are customers who have already linked their AmOnline account to their Tabung Haji account prior to Round 1 or Round 2 of the Campaign Period.
   4. The definition of Eligible Customers includes “AmBank Staff” which shall mean AmBank Group’s staff who have already linked their AmOnline account to their Tabung Haji account prior to the start of the Campaign Period.

1. Each Eligible Customer is entitled to win only one (1) Prize during Round 1 and one (1) Prize during Round 2.
2. Successful winners will be selected via the Bank’s system within sixty (60) business days after the end of the Campaign Period.
3. The Bank will not entertain any request from the Eligible Customers to transfer the Prize to other accounts maintained with the Bank or any other financial institution or any third party’s accounts.
4. The Eligible Customers’ CASA/CASA-i must not be dormant or closed throughout the Campaign Period and during the winner selection point as well as when the Prize is being awarded to the Eligible Customer.
5. The Prize is non-transferable to any third party and non-exchangeable for up-front cash, credit or any such other kind.

1. At the end of the Campaign Period, the Bank will select Prize winners from the eligible entries as defined in Table 1 and Table 2.
2. The Bank’s system will track every eligible entry earned by all Eligible Customers who perform an Eligible Transaction during the Campaign Period.
3. Grand Prize, First Prize and Consolation Prize Winners will be selected based on the criteria for each Eligible Transaction in Table 1 & Table 2.
4. For the Grand Prize, First Prize and Consolation Prize, winners will be notified by the bank via phone call or AmOnline Push Notification or electronic communication display at AmBank website at www.ambank.com.my, whichever means the Bank may select. Winners will be required to pick up the prizes at Menara AmBank or a nearby AmBank/AmBank Islamic branch.
5. Should the winner decline or fail to accept or collect the Prize after being contacted for the 3rd time by the Bank, the said winner will immediately be disqualified and the Prize will be given to the next Eligible Customer.
6. By Participating in the Campaign, the Eligible Customers:
   1. declare that they have read, understood, and agreed to be bound by the terms and conditions stated herein; and
   2. agree that all records of transfers captured by the Bank’s system within the Campaign Period is based on local date and time and shall be accurate and conclusive; and agree that the Bank’s decision on all matters relating to the Campaign shall be final and binding on all Eligible Customers. No further appeal or further correspondence will be entertained.

1. The Bank has the right to disqualify the participation of any Eligible Customers for the purpose of this Campaign without having to notify the Eligible Customers in the event:
   
   
   1. The Eligible Customers’ CASA/CASA-i is closed within four (4) weeks from the end of the Campaign Period; or
   2. The Eligible Customers have provided untrue information or acted fraudulently in any manner during the Campaign Period; or
   3. The Eligible Customers have breached any of the terms and conditions stipulated herein; or
   4. Eligible Customers who have committed or are suspected of committing any fraudulent, unlawful, or wrongful acts in relation to any of the facilities granted by the Bank or have been declared bankrupt or are subject to any bankruptcy proceedings at any time prior to or during the Campaign Period shall not be eligible to participate and/or shall be immediately disqualified from participating in the Campaign.


2. Eligible Customers who have committed or are determined by the Bank to be potentially committing any of the wrongful acts stipulated herein shall be immediately disqualified from participating in the Campaign.

1. By participating in this Campaign, the Eligible Customers consent and agree to be bound by the terms and conditions herein which is to be read together with the:
   
   
   1. General Terms and Conditions for Accounts and Services, and
   2. Specific Terms and Conditions for Commodity Murabahah-Based Current or Savings Account (applicable to CASA-i only).


2. Eligible Customers are required to log on to the Bank’s official website at https://www.ambank.com.my/eng/terms-and-conditions for any Campaign updates or the latest terms and conditions, if any.
3. The Bank’s decision on all matters relating to the Campaign is binding and final and no correspondence or appeal shall be entertained.
4. All questions concerning the construction, validity, enforcement and interpretation of the terms and conditions stipulated herein shall be governed by, construed, and enforced in accordance with the laws of Malaysia. The parties hereby submit to the exclusive jurisdiction of the Courts of Malaysia for the purpose of any suit, action or other proceeding arising out of or based on the terms and conditions herein.
5. The Bank shall not be liable to any Eligible Customers for any damage of whatsoever nature or loss suffered (including but not limited to, loss of goodwill, income or profits or consequential, direct or indirect, exemplary, incidental, punitive or Grand damages) howsoever arising in relation to participation in the Campaign, or the Bank exercising its rights pursuant to any of the terms and conditions herein save and except where such loss or damages were directly attributable to the Bank’s gross negligence, willful default or fraud.
6. The Bank shall have the right to suspend, terminate or cancel the Campaign at any time by giving prior notice of at least five (5) calendar days to the Eligible Customers on the Bank’s website at www.ambank.com.my.
7. The Bank shall have the right to vary, amend, delete, or add to any of the terms and conditions specifically set out herein, in whole or in any part from time to time, with Prior Notice.
8. No compensation in cash or any kind shall be given to the Eligible Customers for any losses or damages suffered or incurred by the Eligible Customers as a direct or an indirect result of such amendment, variation, deletion, addition or alteration of the terms and conditions herein unless the same is solely due to the gross negligence and/or default of the Bank.
9. To the extent permitted by law, the Bank shall not be liable to the Eligible Customers for any losses or costs (including loss of business opportunities or profits) caused by abnormal and unforeseeable circumstances outside the Bank’s reasonable control which is unavoidable, including but not limited to any accident, act of terrorist, breakdown of machinery, civil commotion, fire, industrial dispute, labour unrest, lock- out, natural disaster, riot, strike, war (whether declared or undeclared), or data processing system, electrical, telecommunication system or transmission link failure.
10. The Bahasa Malaysia version of this terms and conditions is also available.
11. For any assistance and/or feedback relating to this Campaign, Eligible Customers may contact the Bank’s Contact Centre at 03-2178 8888 (Monday - Friday, 7.00 a.m. to 11.00 p.m.) or e-mail to customercare@ambankgroup.com